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IRS Releases Its Dirty Dozen for 2007 The IRS recently issued its Dirty Dozen for 2007, which is the latest installment of the annual tally of the most notorious tax scams, and warned people not to fall for schemes peddled by scamsters.   New Tools Make College Planning Easier Planning for college is quite often a very stressful process. First, you determine which educational institution your student will attend and deal with the process of gaining admittance.   Retirement Savings Contributions for 2007 There is still ample time to plan for your 2007 retirement savings contributions. You can contribute up to $4,000 ($5,000 if you are age 50 or older by year-end) to your IRA in 2007 if certain conditions are met.